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Now that Christmas has passed, and the end of the year is upon us, what will you do about all the credit card debt you've acquired?

I am willing to help anyone out there with any and all of their personal financial questions. Here's my disclaimer: I do not have any business or financial credentials aside from the fact that I have an Accounting Degree from a California State University and I have been debt free my entire life.

Please feel free to email me or post a comment here, with any and all of your personal finance questions, and I will be happy to help you out on your path to becoming debt free like me.